Tuesday, August 25, 2015

Are You Financially Prepared For An Emergency?



Money is not everything, but for everything you need money. It's an established fact that money plays a vital role in present-day living. If you are financially prepared, you can easily overcome difficult situations and fix away your problems without getting frail. Life can get you into an emergency without any warning. It requires advance planning and preparation on your part to tackle these kinds of situations effectively.

Are you prepared?

Is your financial information well arranged and properly organized? Have you prepared your will? Have you told anyone about your vital financial information? In case of an evacuation, are your documents ready for the 'grab and go'? Hurricane, flood, earthquake or theft can come at any time creating an emergency situation. If you are not prepared financially, it's easy to get into a messy circumstance. On the other hand, if you have a stout monetary support, you can emerge out as a winner.

What can we do?

1. Get out of debt fast

Getting out of debt may seem to be a distant dream at a particular point of time. But, with proper planning, persistent efforts and by curtailing certain extras, you can definitely overcome your debt and avert monetary implications.

a. If you are in debt, you need to take steps to get rid of it, not any other loan for a temporary relief. You should focus on doing three things - Increase your income, recognize what got you into the debt (circumstances or your habits) and based on your assessments take steps to fix your debt.

b. Next, you need to pick a suitable help. Solutions, such as a debt rearrangement loan may work towards your favor, but it will work only when you take this option at the right time and under right circumstances.

c. When you are in a debt, you need to seriously sort out your spending habits and curb on unnecessary expenses. It may be possible that you are repaying your debt with so little progress that it will take a long-long time to repay it fully. By that time, you would have paid manifolds of the principal value. A debt settlement plan may work, but only when you know your priorities well. Failing to do so may sink you further. Thus, you need to control your state of affairs and manipulate your creditors effectively to pay off your debts in an easy manner.

2. Use credit wisely

First of all, don't finance unaffordable lifestyle with your credit cards. Keeping your purchases within your limits is the key. Often, people are lured with the innumerable products available in the market and use credit cards to purchase unreasonable things only to repent at a later stage. Credit card is a marvelous facility, but works out to be beneficial only when used with astuteness.

a. If you are already into a financial trouble, avoid using credit cards. Pertaining fees and other monetary charges can add up to your debt. However, using a credit card to tackle a financial difficulty is better than to arrange funds by keeping your house on mortgage.

b. Raise your bar; don't get hooked to the minimum payments. Paying only the minimum amount due will eventually elongate the repayment period, and by the time you repay all your dues, you would have actually paid multiple times of the amount you took on credit.

c. Don't get fooled by the low teaser temporary rates; money borrowed during promotional low-interest rates is most likely to be carried on to the higher permanent rates. Make your credit card payments on time and avoid surcharges and penalties. This will also increase your credit score.

3. Get organized

Your spouse, anyone of your adult children or someone who is entrusted to handle your finances should know where your property papers, contracts, documents and policies etc. are located. By making plans ahead of the time, you can actually ease the stress that your loved ones would face in the event of your illness or sudden demise.

This article is written by Rupa Sinha who has been writing articles on a wide range of topics. She is a highly rated writer at a number of article writing platforms.

Monday, August 24, 2015

Whoa! Priyanka Chopra’s Photos Are All Over New York Buses And Times Square!

Quantico

Before the release of Dil Dhadakne Do, I had managed to catch up with Priyanka Chopra at Mehboob Studios for a quick interview. And during that conversation, apart form DDD, she had also spoken at length about her American show, ABC’s Quantico and what drove her to do that project. The beautiful actress had opened up about being bullied for being brown during her stay abroad and how racism had really affected her. Doing international projects and making a mark on the global platform is her way of standing up against all those who stereotype Indians.

And boy, isn’t she making us darn proud by shinning globally? In fact, PeeCee is now all over New York! From Times Square billboards to the city buses – the Quantico posters featuring Piggy Chops are seen across NY. Check these out.

Priyanka Chopra in Quantico ads | Source: Twitter |

Priyanka Chopra in Quantico ads | Source: Twitter |

Priyanka Chopra in Quantico ads | Source: Twitter |

Priyanka Chopra in Quantico ads | Source: Twitter |

Friday, August 21, 2015

Impression

          It takes just a quick glance, maybe three seconds, for someone to evaluate you when you meet for the first time. In this short time, the other person forms an opinion about you based on your appearance, your body language, your demeanor, your mannerisms, and how you are dressed.With every new encounter, you are evaluated and yet another person's impression of you is formed. These first impression can be nearly impossible to reverse or undo, making those first encounters extremely important, for they set the tone for all the relationships that follows.So, whether they are in your career or social life, it's important to know how to create a good first impression.

Motivate

          Do you know why any person is needed to be motivated by someone in his/her life? No... Not a problem I will tell you why people is needed to be motivated by someone and how they can be motivate without affecting any of their positive thoughts but, having lots of affect to their negative thoughts...
          For any person in this world we need to motivate him/her with simply making him positive and helping him stay focused on the positive thoughts and putting obstacles before or in front of their negative thoughts...
          One can Motivate person only if he/she is already motivated and strongly recommends positive thoughts having well mindset. Never try to tell any person that he/she can't but, always tell anyone that if I can than why don't you can...
         So, enjoy your life with making yourself positive and with also helping another person positive. Always remember the much you share your experience with others the much you will grow up and the much you feared the much stronger you will become..!!!

Attitude

                 Do you know what is attitude? Attitude is one kind of skill which is different in each person. We can also say that attitude is a physiological response to people, occurrence, society, objects and circumstances to life itself.

                     Do you know we can judge attitude of any particular person and even a person can also judge attitude of himself. It seems like we are judging a person carefully with his behavior and styles. We can also have different attitudes towards the same thing depending on whom we are dealing with, the actual context of an exchange or an event or occurrence. They can also be ambivalent, that is you feel both positive and negative attitudes towards the same thing at the same time.

                     Do you know attitude means 100% in the meaning of numbers. If you will compare the each letter of attitude with number coming of that letter and after that with adding all that numbers finally you will get the answer in terms of 100. So, having attitude to any person seems that person has 100% in him/her.

There are mainly three types in which we can define it which are as follows:
An Emotional Component: How the object, person, issue or event makes you feel.
A Cognitive Component: Your thoughts and beliefs about the subject.
A Behavioral Component: How the attitude influences your behavior.

There are some several ways in which we can define attitude as written below.

1. In social psychology, attitude is the belief, perception and judgment that reflects the classification and evaluation of persons, objects, situations, with a like or dislike label. Attitudes are inferred; they are not objectively observable, though they are manifested in conscious experience, verbal reports, overt behavior and physiological indicators.

2. Some investigators account attitudes for observed regularities in the behavior of individual persons towards persons, events presenting the same characteristics.

3. To another group of investigators, attitudes correlate with your values. For example, a person who highly values justice and the person categorize politicians as interfering with justice, the person’s attitude is taken to be negative.

4. Another definition of attitude is the underlying predisposition, as opposed to while opinions that are more overt manifestations.

5. A rarer distinction is to equate attitude with unconscious and irrational tendencies and opinions with conscious and rational activities.

6. Others still view attitudes as meaningful and central and consider opinions as more peripheral and inconsequential.

7. Another popular definition of attitude is that it is a question of taste, so it is subjective, whereas, opinions are based on facts are objective.

8. Some make critical distinctions between attitudes and a number of related terms such as values, interests, sentiments, attitudes, beliefs and opinions. These have been arranged in the degree of specificity with values being the broader tendencies and beliefs and opinions being the narrowest tendencies. Accordingly to this terminology, the difference between attitude and the related terms being one of degree rather than of kind.

9. Another suggestion is that attitudes translate beliefs that impel action, while knowledge is more intellectual and passive. 

Personality

- what is personality? -
Almost everyday we describe and assess the personalities of the people around us. Whether we realize it or not, these daily musings on how and why people behave as they do are similar to what personality psychologists do.
While our informal assessments of personality tend to focus more on individuals, personality psychologists instead use conceptions of personality that can apply to everyone. Personality research has led to the development of a number of theories that help explain how and why certain personality traits develop.
Components of Personality
So what exactly makes up a personality? As described in the definitions above, you would expect that traits and patterns of thought and emotion make up an important part. Some of the other fundamental characteristics of personality include: 
Consistency - There is generally a recognizable order and regularity to behaviors. Essentially, people act in the same ways or similar ways in a variety of situations.

Psychological and physiological - Personality is a psychological construct, but research suggests that it is also influenced by biological processes and needs.

It impacts behaviors and actions - Personality does not just influence how we move and respond in our environment; it also causes us to act in certain ways.

Multiple expressions - Personality is displayed in more than just behavior. It can also be seen in our thoughts, feelings, close relationships and other social.
Same But Different
In some ways we are all the same. We all have the same human nature. We share a common humanity. We all have human bodies and human minds, we all have human thoughts and human feelings.
Yet in other ways we are all completely different and unique. No two people are truly alike. No two people can ever have the same experience of life, the same perspective, the same mind.
Even identical twins are unique in this respect: twin number 1 will always be twin number 1 and will never know what it is actually like to be twin number 2, to experience life and see the world through number 2’s eyes.
Somewhere between these two — our common humanity and our unique individuality — lies personality.
Personality is about our different ways of being human. How we are all variations on the same themes. How the human nature we all share manifests in different styles of thinking, feeling and acting.
Talking About Personality — Four Types v. Five Factors
In ancient times it was thought that all people could be divided into just four personality types — sanguine, choleric, melancholic and phlegmatic. This was supposedly something to do with the dominant fluids in their bodies (blood, yellow bile, black bile or phlegm). This idea was briefly revived in Renaissance Europe and there are some modern versions of it around today.
But when you actually look into it, trying to fit all the world’s people with their amazing range of differences into so few boxes is not easy. For example, ‘sanguine’ people are supposedly extroverted, creative, sensitive, compassionate, thoughtful, tardy, forgetful and sarcastic. But in fact there is no evidence that these characteristics go together at all. You can certainly be creative without being extroverted. You can certainly be compassionate without being sarcastic. So what does ‘sanguine’ really mean, if anything?
Dividing people up into a few types may be a nice and simple way of looking at the world, but in reality it doesn’t get us very far.
An alternative approach used by modern psychologists is to look at the words we actually use to describe each other’s personalities. This is called the lexical approach.
When we describe someone’s personality, we use words which characterise whatever makes that person distinctive and perhaps even unique. This is partly because we tend to notice people’s most outstanding characteristics (as opposed to ways in which they are just average). For instance, just as we might describe someone as ‘very tall’ or ‘totally bald’ based on their physical attributes, we might also describe them as ‘very shy’ or ‘totally domineering’ based on their personality.
We also want to remember what it is that distinguishes one person from another — being very tall and totally bald is an unusual and distinctive combination, as is being very shy and totally domineering. We remember, and talk about, the things that stand out the most.
So when we look at the words most often used to describe human personality, we find that they describe the extremes rather than the averages. (Similarly, there is no word in the dictionary to describe people of average height, only people who are distinctly above or below average in height: tall v. short.) Also, these extremes can be organised into pairs of opposites — shy v. outgoing, impulsive v. cautious, dominant v. submissive, and so on.
Moreover, when you take all the personality-describing words in a dictionary and analyse how people use them, you find they can be separated into a certain number of sets or ‘clusters’. The words in one cluster all have a b-r-o-a-d-l-y similar meaning, but mean something different from the words in other clusters. And what psychologists have found again and again is that there are just five clusters. In other words, there are just five sets of words (including their opposites) which contain pretty much all of the words we might use to describe personality.
These are known as the ‘Big Five’. We could simply call them Factor 1, Factor 2 and so on, but they have been labelled as follows:
EXTROVERSION — the tendency to be outgoing, energetic and sociable
OPENNESS — the tendency to enjoy variety, novelty, challenge and intellectual stimulation
NEUROTICISM — the tendency to experience unpleasant emotions
AGREEABLENESS — the tendency to be friendly, compassionate and cooperative
CONSCIENTIOUSNESS — the tendency to show self-discipline and self-control
Each of these five factors is actually a sort of mega pair of opposites: extroversion v. introversion, openness v. closedness, neuroticism v. emotional stability, agreeableness v. hostility, conscientiousness v. spontaneity. For example, we find that there is one whole set of words which describe either aspects of extroversion (‘outgoing’, ‘energetic’) or its opposite, introversion (‘shy’, ‘withdrawn’).
It’s as if everything we have to say about personality falls under one of these headings. This is one of the most robust findings to come out of decades of research into human personality. [Ref 3]
So in contrast to the ‘types’ approach, many psychologists now understand personality as how we all vary on these five dimensions or five factors. It’s not that the world is divided into (say) sanguines and cholerics and so on. Rather, we are all variations on the same five themes, and these variations define our personality traits. We each have our own scores on the same five scales. An introvert, for example, is simply someone who scores low on the extroversion scale.

The five factors are not etched in stone, however. Many studies show that we can include a sixth factor, called Honesty/Humility (or the H factor). This is essentially a dimension of character maturity, ranging from high selfishness to high integrity.  [Ref 4]
The number of factors we “find” also depends on how strict or how loose we are with our statistics.
To get down to five factors you have to accept fairly loose connections between words. This means that, for example, we get lots of surprisingly different traits lumped together under ‘extroversion’ (such as dominant, outgoing and passionate), which is kind of reminiscent of having lots of different things attributed to the ‘sanguine’ type.
We could, however, be very strict with the numbers and look for tight clusters between words which are strongly connected. When researchers do this, they can identify 20-30 factors, or “facets”.
We can think of of the big five as a big, fuzzy “cloud” of traits, each one covering four, five or six specific traits. This seems to give a much richer description.
So … how many personality traits are there?  The answer is: how many do you want? If you want to view people in very broad brush-strokes, then the answer is five (or six). If you want a more “high resolution” picture, then you can use 20-30 or so.
Nature and Nurture
Between all these one-sided views lies the general consensus: that our personality is built on a combination of conscious (voluntary) and unconscious (involuntary) factors. To some extent our genes and environment play a role, and to some extent our free will plays a role. But probably the greatest role is played by the interaction of these two — how we learn to cope with life using the resources we’ve got.
Overall, personality is about nature interacting with nurture. Or to put it another way:
Personality = Temperament + Character
Temperament refers to our nature — our inborn characteristics, our ‘factory settings’, how we are wired. Even at birth one can see individual variations on the human theme. Some infants, for example, are naturally timid while others are naturally bold.
Character refers to our acquired (or nurtured) characteristics, our ‘custom settings’, how we have learned to deal with life since we were born. Our character is also the sum of our virtues and vices. A person of good character, for example, has high integrity; a person of bad character does not. It helps to be a good judge of character.
It has been said that temperament is something we share with other animals, while character is, perhaps, uniquely human.
A Spiritual Perspective

I have been interested in personality for as long as I can remember. What makes people tick? In what ways am I different from other people? Are we all the same under the skin? These questions have always intrigued me. This is one of the reasons why I became a psychologist.
But in additon to the psychological viewpoint, I also hold a spiritual view of personality. This view is something I want to communicate with my website.
From this perspective, personality is the vehicle through which the self (the spiritual self, the soul) operates in the world, particuarly in social interactions.
Overleaves
Overleaves
If the essence of you is like a source of pure white light, then your personality is like a set of filters overlaying the source, creating colorful patterns. In other words, your essence is pure potential and your personality represents those aspects of potential which are actually manifesting. (See Over leaves: the structure of personality.)
So in a sense, personality is a selective filtering of who we truly are. Some portions of our inner light, by which I mean much of our true being and true potential, are sharply focused into life while other portions are filtered out. And we do this for good reason.
Having a personality that emphasizes, say, one’s capacity for aggression and filters out one’s capacity for peaceful acceptance enables one to really experience the pros and cons of aggression. The same goes for all aspects of personality. They are all, from the perspective of the soul, learning tools.
So what is personality? It depends upon which perspective you take on human nature.
From my perspective, fundamentally accepting the existence of the soul and free will, the personality is the lower self while the soul is the higher self. Personality is the ‘costume’ worn by the soul as it operates in the material world in human form.
But I also think it is important to have a multi-layered view of the personality itself. There is a deep, inner part of the personality — that ‘selective filtering’ I talked about — which is the framework specially adopted by the soul for a specific human lifetime. This ‘deep’ or ‘true’ personality reflects our soul’s purposes in life.
Then there is a more superficial part of the personality which is simply all of the habits and traits instilled in us during our formative early years. This ‘false’ or ‘artificial’ personality is merely the baggage we pick up along the way. It is how our parents trained us to be, how our school friends wanted us to be, how we came to believe we ought to be.
A major turning point in life occurs (usually around 35-45) when we try to let go of these false ways of being and discover our real personality, our true character, the person we set out to be from the start. This emergence of a real self is something of which, I suspect, the majority psychologists have no inkling. But it is something I have experienced for myself very clearly, and it is, I believe, an important aspect of life.

Wednesday, August 19, 2015

Why Are Goals Important?


On the best sunny day, the most powerful magnifying glass will not light paper if you keep moving the glass. However, if you focus and hold it, the paper will light up. That is the power of concentration. A man was traveling and stopped at an intersection. He asked an elderly man, “Where does this road take me?” The elderly person asked, “Where do you want to go?” The man replied, “I don’t know.” The elderly person said, “Then take any road. What difference does it make?”
How true. When we do not know where we are going, any road will take us there.

Suppose you have all the football eleven players, enthusiastically ready to play the game, all charged up, and then someone took the goal post away. What would happen to the game? There is nothing left. How do you keep score? How do you know you have arrived? Enthusiasm without direction is like wildfire and leads to frustration. Goals give a sense of direction. Would you sit in a train or a plane without knowing where it was going? The obvious answer is no. Then why do people go through life without having any goals?

The Midas Touch


We all know the story of the greedy king named Midas. He had a lot of gold and the more he had the more he wanted. He stored all the gold in his vaults and used to spend time every day counting it.
One day while he was counting a stranger came from nowhere and said he would grant him a wish. The king was delighted and said, “I would like everything I touch to turn to gold.” The stranger asked
the king, Are you sure?” The king replied, “Yes. Therefore, the stranger said, “Starting tomorrow morning with the sun rays you will get the golden touch. The king thought he must have been dreaming, this could not be true. However, the next day when he woke up, he touched the bed, his clothes, and everything turned to gold. He looked out of the window and saw his daughter playing in the garden. He decided to give her a surprise and thought she would be happy. However, before he went to the garden he decided to read a book. The moment he touched it, it turned into gold and he could not read it. Then he sat to have breakfast and the moment he touched the fruit and the glass of water, they turned to gold. He was getting hungry and he said to himself, “I can’t eat and drink gold.” Just about that time his daughter came running and he hugged her and she turned into a gold statue. There were no more smiles left.

The king bowed his head and started crying. The stranger who gave the wish came again and asked the king if he was happy with his golden touch. The king said he was the most miserable man. The stranger asked, “What would you rather have, your food and loving daughter or lumps of gold and her golden statue?” The king cried and asked for forgiveness. He said, “I will give up all my gold. Please give me my daughter back because without her I have lost everything worth having.” The stranger said to the king, "You have become wiser than before" and he reversed the spell. He got his daughter back in his arms and the king learned a lesson that he never forget for the rest of his life.

Are You Financially Prepared For An Emergency or Worst Scenario?


Money is not everything, but for everything you need money. It's an established fact that money plays a vital role in present-day living. If you are financially prepared, you can easily overcome difficult situations and fix away your problems without getting frail. Life can get you into an emergency without any warning. It requires advance planning and preparation on your part to tackle these kinds of situations effectively.

Are you prepared?

Is your financial information well arranged and properly organized? Have you prepared your will? Have you told anyone about your vital financial information? In case of an evacuation, are your documents ready for the 'grab and go'? Hurricane, flood, earthquake or theft can come at any time creating an emergency situation. If you are not prepared financially, it's easy to get into a messy circumstance. On the other hand, if you have a stout monetary support, you can emerge out as a winner.

What can we do?

1. Get out of debt fast

Getting out of debt may seem to be a distant dream at a particular point of time. But, with proper planning, persistent efforts and by curtailing certain extras, you can definitely overcome your debt and avert monetary implications.

a. If you are in debt, you need to take steps to get rid of it, not any other loan for a temporary relief. You should focus on doing three things - Increase your income, recognize what got you into the debt (circumstances or your habits) and based on your assessments take steps to fix your debt.

b. Next, you need to pick a suitable help. Solutions, such as a debt rearrangement loan may work towards your favor, but it will work only when you take this option at the right time and under right circumstances.

c. When you are in a debt, you need to seriously sort out your spending habits and curb on unnecessary expenses. It may be possible that you are repaying your debt with so little progress that it will take a long-long time to repay it fully. By that time, you would have paid manifolds of the principal value. A debt settlement plan may work, but only when you know your priorities well. Failing to do so may sink you further. Thus, you need to control your state of affairs and manipulate your creditors effectively to pay off your debts in an easy manner.

2. Use credit wisely

First of all, don't finance unaffordable lifestyle with your credit cards. Keeping your purchases within your limits is the key. Often, people are lured with the innumerable products available in the market and use credit cards to purchase unreasonable things only to repent at a later stage. Credit card is a marvelous facility, but works out to be beneficial only when used with astuteness.

a. If you are already into a financial trouble, avoid using credit cards. Pertaining fees and other monetary charges can add up to your debt. However, using a credit card to tackle a financial difficulty is better than to arrange funds by keeping your house on mortgage.

b. Raise your bar; don't get hooked to the minimum payments. Paying only the minimum amount due will eventually elongate the repayment period, and by the time you repay all your dues, you would have actually paid multiple times of the amount you took on credit.

c. Don't get fooled by the low teaser temporary rates; money borrowed during promotional low-interest rates is most likely to be carried on to the higher permanent rates. Make your credit card payments on time and avoid surcharges and penalties. This will also increase your credit score.

3. Get organized

Your spouse, anyone of your adult children or someone who is entrusted to handle your finances should know where your property papers, contracts, documents and policies etc. are located. By making plans ahead of the time, you can actually ease the stress that your loved ones would face in the event of your illness or sudden demise.

This article is written by Rupa Sinha who has been writing articles on a wide range of topics. She is a highly rated writer at a number of article writing platforms.


Share your thoughts and stories in the comment section. See you there! Before you go: please also share this story on Facebook, RT on Twitter . Follow us on Facebook and Twitter. Subscribe to receive email updates. Thank you for your support!

Credibility



We all know the story of the shepherd boy who cried wolf. The boy decided to have some fun at the expense of the villagers. He shouted, “Help, help, the wolf is here.’4 The villagers heard him and came to his rescue, but when they got there, they saw no wolf and the boy laughed at them. They went away. The next day, the boy played the same trick and the same thing happened. Then one day, while the boy was taking care of his sheep he actually saw a wolf and shouted for help. The people in the village heard him but this time nobody came to his rescue. They thought it was another trick and did not trust him anymore. He lost his sheep to the wolf. The moral of the story is - When people tell lies, they lose credibility. Once they have lost credibility, even when they tell the truth, no one believes them. Make yourself an honest man and then you may be sure there is one rascal less in the world. --Thomas Carlyle

Tuesday, August 18, 2015

Why Someone Ask The Question That We Hate??


It's another beautiful day of life when you are going to learn something new. We learn something new on everyday. So, just be patient and happy and live life with desire.

It is a story shared by one person who had his birthday and something happened which he had never dream of!!! Whoa, he said that on his 34th birthday something happen which he can never forget. His best friend ask him the question that was quite unpredictable and asked on the wrong time and occasion. He added that the hurt from your best friend is the second most bad thing that could happen to you and that affects in two way. One is that it will hurt you and second is that you will also lose your friend. Now let's come to the situation that he described happened on his birthday.

According to the person when he was working in one company everything was going quite well until one day when he was given two choices and he need to make one choice. Whatever he choice he made that will affect him from the next day itself. He said that some years ago when he was working he had been harassed by some one and when he complained about it to the higher authority in first place they said that they will look over it and do something but they did nothing. Then after about a week later they gave him two choices that will affect him from the next day itself. One choice is to forget what happened and continue his job like nothing happened and the second choice was that he quit the job. He took some time to think and then he choose first choice. He continue with his job and then everything was going quite well.

He said that on his 34th birthday his friend ask him a question that ''why didn't he quit the job?''. He had hardly forgot everything and trying to live with peace. But the question from his friend made him to remember those tough memories again. He didn't answer the question and just go away from him. He also said that the pain that your best friend give is the second most painful memory that you would have.

So, always support your friend whom you value and never ever hurt them or if you hurt due to some reason then apologise immediately. Thank you reading this article!!!
You can share this onwith your friends. 
Please do comment below about how this article is and share your views. You can also share your ideas here.!!

Thursday, August 06, 2015

SMART Goals


If you ask most people what is their one major objective in life, they would probably give you a vague answer, such as, TMI want to be successful, be happy, make a good living,” and that is it. They are all
wishes and none of them is clear goals.
Goals must be SMART:

1. S--specific. For example, “I want to lose weight.” This is wishful thinking. It becomes a goal when I pin myself down to “I will lose 10 pounds in 90 days.TM

2. M--must be measurable. If we cannot measure it, we cannot accomplish it. Measurement is a way of monitoring our progress.

3. A--must be achievable. Achievable means that it should be out of > reach enough to be challenging and it should not be out of sight, otherwise it becomes disheartening.

4. R--realistic. A person who wants to lose 50 pounds in-30 days is being unrealistic.

5. T--time-bound. There should be a starting date and a finishing date.

How Would You Like To Be Remember?


About a hundred years ago, a man looked at the morning newspaper and to his surprise and horror, read his name in the obituary column. The newspapers had reported the death of the wrong person by mistake. His first response was shock. Am I here or there? When he regained his composure, his second thought was to find out what people had said about him. The obituary read, “Dynamite King Dies and “He was the merchant of death. This man was the inventor of dynamite and when he read the words “merchant of death,” he asked himself a question, “Is this how I am going to be remembered?” He got in touch with his feelings and decided that he was not the way he wanted to be remembered. From that day on, he started working toward peace. His name was Alfred Nobel and he is remembered today by the great Nobel Prize. Just as Alfred Nobel got in touch with his feelings and redefined his values, we should step back and do the same.
What is your legacy?
How would you like to be remembered?
Will you be spoken well of?

Will you be remembered with love and respect? Will you be missed?

Wednesday, August 05, 2015

It is the Little Things That Make A Big Difference


There was a man taking a morning walk at or the beach. There were many starfish. He saw the tide had come and starfish were left on the ground and with the sun rays, they would die. The tide was fresh and the starfish were alive. The man took a few steps, picked one and threw it into the water. He did that repeatedly. Right behind him there was another person who could not understand what this man was doing. He caught up with him and asked, “What are you doing? There are hundreds of starfish. How many can you help? What difference does it make?” This man did not reply, took two more steps, picked up another one, threw it into the water, and said, ‘It makes a difference to this one.”

What difference are we making? Big or small, it does not matter If everyone made a small difference, we would end up with a big difference, wouldn't we?

The Seasons of Life


There was a man who had four sons. He wanted his sons to learn to not judge things too quickly. So he sent them each on a quest, in turn, to go and look at a pear tree that was a great distance away.
The first son went in the winter, the second in the spring, the third in summer, and the youngest son in the fall.
When they had all gone and come back, he called them together to describe what they had seen.
The first son said that the tree was ugly, bent, and twisted.
The second son said no - it was covered with green buds and full of promise.
The third son disagreed, he said it was laden with blossoms that smelled so sweet and looked so beautiful, it was the most graceful thing he had ever seen.
The last son disagreed with all of them; he said it was ripe and drooping with fruit, full of life and fulfillment.
The man then explained to his Sons that they were all right, because they had each seen but one season in the tree’s life.
He told them that you cannot judge a tree, or a person, by only one season, and that the essence of who they are - and the pleasure, joy, and love that come from that life - can only be measured at the end, when all the seasons are up.
If you give up when it’s winter, you will miss the promise of your spring, the beauty of your summer, fulfillment of your fall.
Don't judge a life by one difficult season. Don't let pain of one season destroy the joy of all the rest.

Tuesday, August 04, 2015

Our Value


A well-known speaker started off his seminar by holding up a $20 bill.
In the room of 200, he asked, “Who would like this $20 bill?” 
Hands started going up. 
He said, “I am going to give this $20 to one of you but first, let me do this. He proceeded to crumple the dollar bill up.
He then asked, “Who still wants it?” 
Still the hands were up in the air. 
“Well,” he replied, “What if I do this?” And he dropped it on the ground and started to grind it into the floor with his shoe. 
He picked it up, now all crumpled and dirty. “Now who still wants it?” Still the hands went into the air. 
“My friends, you have all learned a very valuable lesson. No matter what I did to the money, you still wanted it because it did not decrease in value. It was still worth $20. 
Many times in our lives, we are dropped, crumpled, and ground into the dirt by the decisions we make and the circumstances that come our way. 
We feel as though we are worthless. But no matter what has  happened or what will happen, you will never lose your value. You are special. Don’t ever forget it!

Sunday, August 02, 2015

Building Your House


An elderly carpenter was ready to retire. He told his employer- contractor of his plans to leave the house-building business to live a more leisurely life with his wife and enjoy his extended family. He would miss the paycheck each week, but he wanted to retire. They could get by.

The contractor was sorry to see his good worker go & asked if he could build just one more house as a personal favour. The carpenter said yes. but over time it was easy to see that his heart was not in his work. He resorted to shoddy workmanship and used inferior materials. It was an unfortunate way to end a dedicated career.

When the carpenter finished his work, his employer came to inspect the house. Then he handed the front-door key to the carpenter and said, “This is your house... my gift to you.”
The carpenter was shocked!

What a shame! If he had only known he was building his own house, he would have done it all so differently. So it is with us. We build our lives, a day at a time, often putting less than our best into the building. Then, with a shock, we realise we have to live in the house we have built. If we could do it over, we would do it much differently.

But, you cannot go back. You are the carpenter, and every day you hammer a nail, place a board, or erect a wall. Someone once said, “Life is a do-it-yourself project.” Your attitude, and the choices you make today, help build the “house” you will live in tomorrow. Therefore,, Build wisely!

Saturday, August 01, 2015

The story of Life.

Sometimes people come into your life and you know right away that they were meant to be there, to serve some sort of purpose, teach you a lesson, or to help you figure out who you are or who you want to become. You never know who these people may be (possibly your roommate, neighbor, coworker, long-lost friend, lover, or even a complete stranger) but when you lock eyes with them, you know at that very moment that they will affect your life in some profound way. And sometimes things happen to you that may seem horrible, painful, and unfair at first, but in reflection you find that without overcoming those obstacles you would have never realized your potential, strength, willpower, or heart.

Everything happens for a reason. Nothing happens by chance or by means of luck. Illness, injury, love, lost moments of true greatness, and sheer stupidity all occur to test the limits of your soul. Without these small tests, whatever they may be, life would be like a smoothly paved, straight, flat road to nowhere. It would be safe and comfortable, but dull and utterly pointless. The people you meet who affect your life, and the success and downfalls you experience help to create who you become.

Even the bad experiences can be learned from. In fact, they are probably the most poignant and important ones. If someone hurts you, betrays you, or breaks your heart, forgive them, for they have helped you learn about trust and the importance of being cautious when you open your heart. If someone loves you, love them back unconditionally, not only because they love you, but because in a way, they are teaching you to love and how to open your heart and eyes to things.

Make every day count!!! Appreciate every moment and take from those moments everything that you possibly can for you may never be able to experience it again. Talk to people that you have never talked to before, and actually listen. Let yourself fall in love, break free, and set your sights high. 

Hold your head up because you have every right to. Tell yourself you are a great individual and believe in yourself, for if you don’t believe in yourself, it will be hard for others to believe in you. You can make of your life anything you wish. Create your own life then go out and live it with absolutely no reg lets.