Tuesday, August 25, 2015

Are You Financially Prepared For An Emergency?



Money is not everything, but for everything you need money. It's an established fact that money plays a vital role in present-day living. If you are financially prepared, you can easily overcome difficult situations and fix away your problems without getting frail. Life can get you into an emergency without any warning. It requires advance planning and preparation on your part to tackle these kinds of situations effectively.

Are you prepared?

Is your financial information well arranged and properly organized? Have you prepared your will? Have you told anyone about your vital financial information? In case of an evacuation, are your documents ready for the 'grab and go'? Hurricane, flood, earthquake or theft can come at any time creating an emergency situation. If you are not prepared financially, it's easy to get into a messy circumstance. On the other hand, if you have a stout monetary support, you can emerge out as a winner.

What can we do?

1. Get out of debt fast

Getting out of debt may seem to be a distant dream at a particular point of time. But, with proper planning, persistent efforts and by curtailing certain extras, you can definitely overcome your debt and avert monetary implications.

a. If you are in debt, you need to take steps to get rid of it, not any other loan for a temporary relief. You should focus on doing three things - Increase your income, recognize what got you into the debt (circumstances or your habits) and based on your assessments take steps to fix your debt.

b. Next, you need to pick a suitable help. Solutions, such as a debt rearrangement loan may work towards your favor, but it will work only when you take this option at the right time and under right circumstances.

c. When you are in a debt, you need to seriously sort out your spending habits and curb on unnecessary expenses. It may be possible that you are repaying your debt with so little progress that it will take a long-long time to repay it fully. By that time, you would have paid manifolds of the principal value. A debt settlement plan may work, but only when you know your priorities well. Failing to do so may sink you further. Thus, you need to control your state of affairs and manipulate your creditors effectively to pay off your debts in an easy manner.

2. Use credit wisely

First of all, don't finance unaffordable lifestyle with your credit cards. Keeping your purchases within your limits is the key. Often, people are lured with the innumerable products available in the market and use credit cards to purchase unreasonable things only to repent at a later stage. Credit card is a marvelous facility, but works out to be beneficial only when used with astuteness.

a. If you are already into a financial trouble, avoid using credit cards. Pertaining fees and other monetary charges can add up to your debt. However, using a credit card to tackle a financial difficulty is better than to arrange funds by keeping your house on mortgage.

b. Raise your bar; don't get hooked to the minimum payments. Paying only the minimum amount due will eventually elongate the repayment period, and by the time you repay all your dues, you would have actually paid multiple times of the amount you took on credit.

c. Don't get fooled by the low teaser temporary rates; money borrowed during promotional low-interest rates is most likely to be carried on to the higher permanent rates. Make your credit card payments on time and avoid surcharges and penalties. This will also increase your credit score.

3. Get organized

Your spouse, anyone of your adult children or someone who is entrusted to handle your finances should know where your property papers, contracts, documents and policies etc. are located. By making plans ahead of the time, you can actually ease the stress that your loved ones would face in the event of your illness or sudden demise.

This article is written by Rupa Sinha who has been writing articles on a wide range of topics. She is a highly rated writer at a number of article writing platforms.

Monday, August 24, 2015

Whoa! Priyanka Chopra’s Photos Are All Over New York Buses And Times Square!

Quantico

Before the release of Dil Dhadakne Do, I had managed to catch up with Priyanka Chopra at Mehboob Studios for a quick interview. And during that conversation, apart form DDD, she had also spoken at length about her American show, ABC’s Quantico and what drove her to do that project. The beautiful actress had opened up about being bullied for being brown during her stay abroad and how racism had really affected her. Doing international projects and making a mark on the global platform is her way of standing up against all those who stereotype Indians.

And boy, isn’t she making us darn proud by shinning globally? In fact, PeeCee is now all over New York! From Times Square billboards to the city buses – the Quantico posters featuring Piggy Chops are seen across NY. Check these out.

Priyanka Chopra in Quantico ads | Source: Twitter |

Priyanka Chopra in Quantico ads | Source: Twitter |

Priyanka Chopra in Quantico ads | Source: Twitter |

Priyanka Chopra in Quantico ads | Source: Twitter |

Friday, August 21, 2015

Impression

          It takes just a quick glance, maybe three seconds, for someone to evaluate you when you meet for the first time. In this short time, the other person forms an opinion about you based on your appearance, your body language, your demeanor, your mannerisms, and how you are dressed.With every new encounter, you are evaluated and yet another person's impression of you is formed. These first impression can be nearly impossible to reverse or undo, making those first encounters extremely important, for they set the tone for all the relationships that follows.So, whether they are in your career or social life, it's important to know how to create a good first impression.